Have you been spinning your wheels trying to figure out how to make a dollar out of fifteen cents? Are you being hounded by debt collectors? Did you stop answering your phone years ago because you knew the person calling was a debt collector? Ever feel afraid to open your mail – because you know inside that envelope there is simply another demand for a payment you can’t make? Ever talk to a debt collector – and feel like you were seriously disrespected in the process? Tired of the phone ringing 30 times a day from debt collection calls?
One thing you need to know is that just because you owe a company money doesn’t mean they get to treat you like a criminal when they try to collect it. There are laws designed to protect you from debt collection harassment and you can use these laws to help you fix your overall financial status. You may be facing a debt collection emergency – but there is help available for you. This workshop is designed to give you an introduction to the information you need in order to protect yourself from overly aggressive debt collectors and harassment. You don’t have to live in fear – but you do need to know how to protect yourself. This class is the first step in learning how to do just that.
In this one hour workshop, you'll explore:
* The main reasons people fall into debt
* The relationship between consumers, debt, debtors, and debt collection agencies
* What debt collectors are and are not allowed to do when you owe money
* Laws designed to protect you from debt collection harrassment
* What to do if your rights may have been violated
* How to get in control of your debt emergency
Course Code: ABUN010
Additional Materials Required? No
Duration: Approx 1 hour
Tuition- $40; $25 you've registered for Financially Focused & Fabulous